Don’t Get Dinged by Credit-Card Fees
Many banks add a 3 percent foreign-transaction surcharge to the total cost of your purchase when you use a credit card abroad. But you can find ways around this charge by signing up for a credit card that waives the fee. Capital One does not assess the fee on any of its cards, and American Express has dropped the fee on its Platinum card. Citi has followed suit on its Thank You Premier and Prestige lines, and Chase waives it on cards issued with British Airways, Hyatt, Continental Airlines, and United Airlines, among others. You might also avoid ATM charges by calling your bank before you travel and asking if it has any financial partners at your destination.