Life Money Saving Money 14 Credit Card Perks You're Probably Not Using You may be missing out on cash back and benefits you didn't even know about. By Real Simple Editors Real Simple Editors Facebook Instagram Twitter An article attributed to "Real Simple Editors" indicates a collaborative effort from our in-house team. Sometimes, several writers and editors have contributed to an article over the years. These collaborations allow us to provide you with the most accurate, up-to-date, and comprehensive information available.The REAL SIMPLE team strives to make life easier for you. They are experts in their fields who research, test and clearly explain the best recipes, strategies, trends and products. They have worked for some of the most prestigious brands in lifestyle journalism, including Apartment Therapy, Better Homes & Gardens, Food & Wine, the Food Network, Good Housekeeping, InStyle, Martha Stewart Living, O: The Oprah Magazine, Parents, POPSUGAR, Rachel Ray Every Day, and Vogue. Real Simple's Editorial Guidelines Updated on December 5, 2022 Share Tweet Pin Email No two credit cards are exactly alike (read the fine print!), but almost all cards offer perks that can save you money, spare you hassle, or—hallelujah!—both. If you can figure out how to get out of credit card debt (or avoid that debt in the first place), credit card perks or benefits can help you save money and get you access to special events, spaces, and more. Many of these credit card perks go beyond the travel or cash-back rewards many cards tout. Sometimes they go hand-in-hand, but for the most part, you may have great credit card perks even if you don't have a rewards credit card. The opposite is also true: That rewards credit card may be doubly worth the annual fee (if it has one at all) if it comes with extra perks. Picking a credit card requires considering all the financial details—the APR, annual fees, whether it uses deferred interest for an initial signing benefit—but if those factors seem acceptable and the card comes with great perks, that card might be worth signing up for. Whether you're taking a closer look at the credit card you've used for years or trying to pick a new one, here are 14 great credit card perks you may not know about. Take a look at the fine print of your credit card agreement to see the perks you can start taking advantage of. When to Use a Debit Card - and When to Use a Credit Card Instead At the Airport Free checked luggageLounge accessPriority boardingCredit toward TSA PreCheck for faster airport screening At Hotels Late checkoutRoom upgradesComplimentary breakfast Around Town Free entrance to a variety of museums and cultural centersRideshare credits for Uber or LyftPresale access and priority seating for some concerts and sports events Which of These 10 Types of Credit Cards Are Right for You? At Home Protection against cellphone theft or damageFree shipping from certain retailersExtended warrantiesPurchase protection Was this page helpful? Thanks for your feedback! Tell us why! Other Submit