Learn the best time to buy a mattress for the most savings, plus other ways to save on this big purchase.
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The best time to buy a mattress - mattress saving tips: woman testing mattress
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If you've been tossing and turning at night, your mattress could be part of the problem. But before you rush out to buy a new one, try to time your big purchase around the best time of year to buy a mattress. The right timing could save you a nice chunk of cash on your new mattress and even make it possible for you to get a nicer mattress for the same price as a lower quality one. And if you do your research you might not even have to go to the store: Boxed mattresses from online sleep stores are a great option with less shopping hassle. Here's when to buy a mattress for the best deal.

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The best time to buy a mattress

Much like shopping for major appliances, home furniture, or outdoor patio sets, the best time of year to buy a mattress is also around major holiday weekends. That's when online shopping expert Michelle Madhok, founder of deals site She Finds, says you'll find huge discounts at many of the big box stores and from online mattress companies. Keep an eye out for the promotions, which are advertised in advance in flyers and online or in stores. Three-day weekends such as Labor Day, Memorial Day, and President's Day are sure bets for decent savings on mattresses.

These sales usually include accessories, as well, so keep an eye out for discounts on add-ons like mattress pads and toppers. (If you're not ready to buy a whole new mattress, a great mattress topper can help extend the life of your current mattress.)

How to save by negotiating at mattress stores

Madhok says that, as with buying a car, many brick-and-mortar mattress sellers are willing to haggle.

"You can definitely negotiate at these brick-and mortar stores," she says, on everything from pricing to financing for your new mattress. Of course, you'll have to qualify for any financing programs the way you might for a car loan.

Still, when you go in to test some of the latest mattress models with the biggest price tags, it doesn't hurt to ask about sales, promotions, and wiggle room they have on the prices.

If nothing else, many sellers are willing to throw in free pillows or mattress protectors to sweeten the deal. If you're confident in your negotiation skills, the best time to buy a mattress might be when you have some time to scope the sales and barter with your seller.

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Shopping new online competitors

For decades, buying a mattress meant driving to the store to test out dozens of models. Now, you can have one shipped to your door in a box after reading reviews to see if it's a good fit.

"There's kind of a big mattress war going on right now," Madhok says. As the customer, you benefit.

If you're wary about ordering a mattress online, the price points might be enough to entice you. Madhok says many of the boxed mattresses online, including Zinus, Tuft & Needle, and Purple, are hundreds of dollars less than the brands you'll find in stores, which require moving vans and delivery windows.

The space is so competitive right now that Madhok says you have a very good chance at saving.

If you're anxious about buying something online that you aren't happy with, don't worry: Most online mattress companies—also called direct to consumer brands—have a satisfaction guarantee where you can sleep on the mattress for a few months at home before committing to the purchase. Nectar, for example, offers a full-year trial to test their product.

If you're ordering a mattress online, the best time to buy a mattress might be now, just as old-school sellers work to stay relevant among breakout online brands.

Coupons, discount codes, and referrals

Because you have so many new online mattress companies competing with giants like Mattress Firm, you're likely noticing lots of advertising from the boxed mattress competitors.

"I see ads for Casper on the subway all the time," Madhok says.

Take advantage of the promotions by looking out for major deals for first-time buyers. Casper offers a referral program, where you can get discounts for suggesting the brand to friends who also end up buying. If you visit their site, you can sometimes qualify for a discount just by participating in a survey.

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Madhok says the standard coupon scanning sites are also good at generating a list of coupon codes and discounts for mattresses: Try CashbackMonitor.com and other sites like it to see where you can get cash back.