7 Rewards Programs That Will Save You Major Money

From cash-back incentives to exclusive coupons, these programs actually make shopping profitable.

With online shopping, there are more ways than ever to find hidden savings and earn back some of the money you spend. Check out these loyalty programs that’ll help you save big on everything you buy.

1

Honey

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Photo by Larry Gilpin/Getty Images

If you love to online shop, use Google Chrome and add the Honey extension. The site will automatically search for applicable coupon codes when you online shop at thousands of stores, including Macy’s, Sephora, and J. Crew. Even if there’s no working coupons for your purchase, you’ll earn a percentage back that you can redeem for a PayPal deposit or online gift cards to your favorite retailers.

2

Ebates

Ebates also gets you cash back when you shop online. Anytime you want to make a purchase, first log onto Ebates and search for the store you want to shop from. If you click onto the store from the Ebates site, you’ll earn anywhere from 1 to 35 percent cash back, which you can redeem for PayPal credit every three months.

3

Ibotta

Another cash back app, Ibotta will save you money on grocery and household purchases. THe app allows you to browse deals before you head to the store, and then you simply snap a picture of your receipt, and you’ll earn cash back on any of the specials that you purchased. Ibotta partners with nearly 300 stores, including Walmart, Kroger, and CVS.



4

Target RedCard and Target App

Unlike most store credit cards, which can lead to quickly racking up debt, Target also offers a debit card option that you can link to your existing checking account. The card gives you 5 percent back on everything you purchase in store and online, which can earn you some serious cash (considering how easy it is to spend money at Target.) Also download the Target app, which will shows you all of the current sales. You can also save manufacturers’ coupons on the app to easily scan all at once while checking out.

5

Sephora and Ulta Rewards

If you’re a makeup addict, make sure you’re getting rewards at both of these stores. Sephora rewards allow you to earn points that can be cashed in for samples and exclusive merchandise. At certain times of year, members also get coupons for different dollar amounts off your purchase, depending on your level of rewards. Members also get access to in-store makeovers and masterclasses. Purchases using Ulta Rewards, on the other hand, add up to earn you money off a future purchase. Members also get exclusive coupons and sales throughout the year.

6

CVS ExtraCare Rewards

Sure, the CVS ExtraCare card unlocks the sales seen throughout the store. But it also gives you a crazy amount of extra savings via coupons found on the bottom of your receipt. Scan your ExtraCare card at the kiosk (even if you’re not making a purchase,) and your receipt will include coupons for anything from food, to skincare, or household products. There’s also occasional scores such as cash or percentages off an item or your whole purchase.



7

Plenti

Link your card or phone number to the app, and earn Plenti rewards when you go out to eat at Chili’s, fill up your tank at an Exxon station, or shop at one of more than 800 retailers. Plenti has partners for almost anything you’ll spend on, from restaurants, to grocery stores, to travel sites.