We Tried 300 Financial Apps and Services for the Real Simple Smart Money Awards—Here Are the 2020 Winners
These apps, accounts, and services will make your financial life easier.
Budgeting, saving, investing, and shopping have never been simpler, thanks to some ingenious tools now at our disposal. Our panel of money experts sifted through more than 300 new options to find the 23 products and services that will boost your bottom line—and that of our editors, who took a few out for a spin.
Click here to see which smart money programs and services our editors tested and loved, or read on for the 2020 Real Simple Smart Money Award winners.
Best for investors who want in on pricier stocks: Fidelity’s Stocks by the Slice
Best for beginner investors looking for a value: Charles Schwab’s Intelligent Portfolios Premium
Best for day traders who dread tax time: TurboTax Premier
Best for budget-conscious investors who still like premium trading tools: Ally Invest
Read more about the best investment apps.
To create the Smart Money Awards, we compiled a list of financial companies offering products that debuted (or were updated) between January 2019 and June 2020. A panel of 10 judges rated the products on innovativeness and relevance to Real Simple readers.
Meet the judges
Tiffany Aliche, founder and CEO of The Budgetnista, a financial education platform
Cathy Derus, CPA at Brightwater Accounting
Gideon Drucker, CFP, author of How to Avoid H.E.N.R.Y. Syndrome: Financial Strategies to Own Your Future
Ande Frazier, CFP, behavioral financial expert and author of Fin(anci)ally Free
Shannah Compton Game, CFP, host of Millennial Money podcast
Lynnette Khalfani-Cox, money coach and author of Zero Debt: The Ultimate Guide to Financial Freedom
Stephanie Mackara, certified divorce financial analyst, president of Charleston Investment Advisors in Mount Pleasant, South Carolina, and author of Money Minded Families: How to Raise Financially Well Children
Kevin L. Matthews II, CFP, founder of BuildingBread, a financial education platform
Luis F. Rosa, CFP, host of the podcast On My Way to Wealth
Katie Waters, CFP, founder of Stable Waters Financial in Athens, Georgia