How to Budget for the Holidays
Sure, we're still in the thick of summer, but the holiday season is closer than you think. With the holidays less than six months away, it's the perfect time to start planning your budget for any travel, family reunions, and gift-giving that you will likely be participating in come December. Why start early? So you don't end up buying everything last-minute—and go way over your budget in the process.
While using your credit card does come with benefits, you don't want to put all your purchases on your credit card and potentially go into debt. Plus, you can keep an eye out for sales and deals over the next few months to get your presents early and make them more thoughtful. If you have been good about saving and sticking to a budget all year, there's no reason that should go out the window come the holiday season. Still, there is a lot of pressure to buy things during the holidays, and that can be stressful—and bad for your wallet. Here are ways to save money for the holidays so you can spend those December days celebrating the things that truly matter.