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By Real Simple
Updated October 02, 2014
Tying the knot doesn’t result in a combined credit report or score. You and your spouse will retain separate credit files. However, as a married couple, you may decide to apply for credit jointly at some point. In this case, your two credit histories will work together to determine your rates in a process called cosigning. So if one spouse has significantly poorer credit, it could put you in a different credit range (i.e. “fair” instead of “good”), and give you higher interest rates. Plus, a loan default will affect both credit reports negatively. But the upside is that both of you will receive credit-building benefits from the new loan once you’re approved.
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Inspiring romances don't only happen in novels or movies. They happen every day, all around us. Perhaps the love story that touches you most is the one between your parents, blissfully wed for 60 years and counting; or between your brother and sister-in-law, who came back from tragedy even stronger; or between your best friend and her longtime partner, who fought their families to be together. Whatever the real-life tale, tell us about it.

Nominate your favorite couple and they (and you, too!) may be featured in the February 2015 issue of Real Simple.

You can nominate a couple directly by email at include the following information:

• The couple's names, current ages and hometown
• How long they have been together
• A short description of their love story
• Your name, age, and location
• Your relationship to the couple (i.e. daughter, cousin, neighbor)
• A recent photo of the couple

Please note: You cannot nominate yourself.

Couples chosen to appear in the magazine will be selected by October 31, 2015. If selected, they must consent to be interviewed and photographed.