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Reversible Comforter and Sham
Credit: Walmart

A fun polka-dot print and an understated black-and-white color scheme together for a chic pairing that will match with any color pillows or sheets. The affordable, reversible comforter lets you switch it up when you tire of it, or spill soup in bed. A matching bed skirt is also available.

To buy: $29, walmart.com.