A great way to stretch your dollars? Shared medical appointments. At some clinics and family practices, you may have the option to share an appointment and could pay a fraction of the cost, says Marianne Sumego, MD, director of Shared Medical Appointments at the Cleveland Clinic. Group visits allow you to get hands-on care from doctors and share experiences with people who have similar chronic health conditions, such as diabetes or asthma, or general wellness concerns, like weight loss. Some shared appointments offer private, individual exams, while other exams may be done with the group, says Sumego. Appointment sharing can also make treatments not covered by your insurance more affordable.
State health care plans may change; for the latest information, visit the nonprofit advocacy group Families USA at familiesusa.org.