Boring, very boring.
I would definitely use Nutella in this recipe instead of semi-sweet chocolate. It might not seem like much of a recipe, but if you like chocolate and especially nutella it's actually very yummy...it is SIMPLE and that's ok! Croissants with nutella is a delicious alternative.
I don't think this is a good recipe. I don't think it's a recipe at all. More like sugar sandwiches or mayonnaise sandwiches ,You know when you were broke and needed to eat. If you took some bananas and maybe some strawberries then that would be creative.
This is not a recipe. White bread and chocolate? Give me a break.
I think I would put Nutella? instead of the semi-sweet chocolate .