Kristine Gill Kristine Gill is a former newspaper reporter and now a full-time freelance writer primarily covering personal finance and workplace culture for Real Simple. Her work has appeared in Fortune Magazine, Realtor.com, Gulfshore Life Magazine, and other major publications. About Real Simple Real Simple, a Dotdash Meredith Brand, is an award-winning, trusted online resource for smart, authentic solutions to simplify your life. We reach 11 million readers a month. Our content is written by experienced journalists and fact-checked for accuracy. Learn more about us and our editorial guidelines.