Excuse #9: But I’ve Been So Good Lately
Congrats if you’ve been sticking to your budget and cutting your spending. Just don’t undo all your hard work by blowing it with a giant splurge. The best way to handle this is to give yourself specific goals, and as you reach them, set aside a certain “treat” amount for reaching your milestones (i.e. If I can save $500 each month, I’ll treat myself to a $50 splurge at the end of the month). If in spite of this you find yourself uncontrollably splurging for “being good,” it can be a sign that your goals are too aggressive. Recalibrate them so that you can make real progress, even if it seems slower.
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