How to Resist Spending Temptations
Excuse #9: But I’ve Been So Good Lately
Congrats if you’ve been sticking to your budget and cutting your spending. Just don’t undo all your hard work by blowing it
with a giant splurge. The best way to handle this is to give yourself specific goals, and as you reach them, set aside a certain
“treat” amount for reaching your milestones (i.e. If I can save $500 each month, I’ll treat myself to a $50 splurge at the
end of the month). If in spite of this you find yourself uncontrollably splurging for “being good,” it can be a sign that
your goals are too aggressive. Recalibrate them so that you can make real progress, even if it seems slower.
Get customized advice by heading to LV’s Ask an Expert, where a financial professional can help you set reasonable goals for your spending.