Excuse #4: But It's Fall Fashion/Holidays/Springtime
We love the changing seasons to keep life interesting. But seasons are not a built-in excuse to spend, no matter what the retail and advertising industry would have you believe with all its persuasive imagery of lovely women draped in cozy sweaters and boots or fluttery spring dresses. You probably have everything you need in your closet already. Think of enjoying what each season offers that doesn't involve buying: crisp air and pumpkins, snow on branches, buttery sunshine and buds peeping from the ground.