How to Stop Spending Money

Excuse #8: But I Can Return It

This is high up on the scale of sneaky excuses. Once you get home with the item, you can grow attached, the reasons to return it fade or you just can't be bothered. If you're a returnaholic, it's not healthy (or time-savvy) to get into a cycle of buying and returning—and it's not ethical to buy something, wear it and return it. So save return policies for exchanging a size or replacing a broken item, not for changing your mind. Chances are, once you buy it, you'll keep it.