How to Save Up to $3,000 a Year
Twenty ways to plug hidden financial leaks.
The Leak: A Cell-Phone Plan That Doesn’t Match Your Needs
The fix: Too many minutes and you're wasting money. Too few and the overages can send your cell-phone bill into the stratosphere.
On average, according to the consumer research firm J.D. Power & Associates, cell-phone subscribers use only 64 percent of
the minutes they pay for. If you're still under contract, call your cell-phone company and ask it to analyze your usage. You
may find that buying fewer monthly minutes but, say, getting unlimited evening and weekend minutes may work better than a
more expensive plan―and you won't pay a termination fee of $100 or more. If your contract is up and you're thinking about
switching carriers, shop for the best plan on myrateplan.com/wireless. Analyze special offers carefully.
Savings: An average of $16.50 a month, according to J.D. Power & Associates.
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