How to Save Up to $3,000 a Year
Twenty ways to plug hidden financial leaks.
The Leak: Paying Bills by Snail Mail
The fix: The average household receives about 15 bills a month. With stamps now at 44 cents each, you spend about $79 a year just on postage―and don't forget the late fees if your checks get lost in the mail. Save time and money by signing up with the billers' customer-service departments to have your bills paid by credit card or automatic debit; payments will be documented on your monthly bank statement. If you want more control, almost all major banks offer free online bill payment, which lets you schedule payments in advance.Savings: Almost $79 a year in postage.
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