5 Customer Loyalty Programs That Pay Off
Annual cost: $20
Basic benefits: Free standard 5- to 10-day shipping (excluding Alaska and Hawaii); earn 5 percent credit on purchases.
Perks: Monthly specials that earn a credit of 8 percent on purchases.
Restrictions: Not applicable to media items under $25, gift cards, cars, real estate, auctions, and vacations.
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So maybe you can’t change your health overnight. But you can get a head start.