5 Customer Loyalty Programs That Pay Off
Annual cost: $25
Basic benefits: Free one- to three-day shipping; discount of 20 percent on hardcover books (40 percent on best sellers); 10 percent off DVDs.
Perks: Ten percent off in-store Starbucks café purchases.
Restrictions: Not valid at Barnes & Noble College bookstores.
So maybe you can’t change your health overnight. But you can get a head start.