Planning

Here's What People Would Really Do If They Won the Lottery

Spoiler: It involves paying off debt and buying lots of puppies. 

3 Money Resolutions Everyone Should Make in 2016

Set yourself up for a financially successful new year. 

5 Ways to Make the Most of Credit-Card Rewards

With this season’s flurry of purchasing—and the pileup of points on your cards—knowing how to work those rewards programs can make a difference. But who has the time to wade through the details? Real Simple asked Matt Schulz, a senior industry analyst at CreditCards.com, a marketplace and resource center, to short-list the best strategies.

How to Refinance Everything in Your Life

When you hear “refi,” you probably think “mortgage.” But you can also benefit from refinancing car loans, student loans, and credit-card debt. When is it worth the bother? Here’s guidance (plus shortcuts) from the pros.

How to Create a Budget You'll Actually Stick To

If you've never made a money plan, this step-by-step guide will help you get started.

5 Surprising Strategies for Securing Your Financial Future

Save more, spend less, invest wisely—you know the broad strokes of building a nest egg. But the how-to can be elusive. Financial adviser Manisha Thakor offers fresh strategies you can take to the bank.

7 Simple Rules for Functional Files

Save more, spend less, invest wisely—you know the broad strokes of building a nest egg. But the how-to can be elusive. Financial adviser Manisha Thakor offers fresh strategies you can take to the bank.

How to Make Charitable Donations Really Count

If you're not a Rockefeller, a Gates, or a Zuckerberg, what can you do to maximize the impact of your charitable contributions? Follow these expert strategies for giving the most bang with each buck.

How to Spring-Clean Your Finances

Weed out and straighten up your financial clutter with these six simple tips.

10 Ways to Avoid Spending Temptations

Is that little voice in your head saying “Spend, spend, spend”? Here’s how to silence it.

6 Ways Credit Cards Can Help Your Finances

You always hear the downside to credit cards—massive debt—but there is an upside to having these little pieces of plastic in your wallet.

Should You Stash or Trash These Documents?

If that mountain of bank statements and other financial documents is starting to overwhelm you, read this guide for what—and for how long—you actually need to save those papers.