Financial Help for Everyday Money Worries
“The Purchase I Made With My Debit Card Was Less Than My Bank Seems to Think”
Since funds are immediately taken out of your account when you use a debit card, any error on the bank’s or merchant’s part could ding you considerably. You could overdraw, incurring a fee that averages almost $30, and not be able to use your card for additional purchases. So take action. As soon as you notice a discrepancy, contact the financial institution with your receipt in hand, since it should accurately reflect how much money should have been debited from your account, says Greg McBride, a senior financial analyst for Bankrate.com. Already tossed the receipt? No matter. The bank will probably still initiate an investigation.
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When it comes to the do’s and don’ts, you’ve got lots of questions. Here, solutions for making the season merry and bright.