Money Management Tips and Finance Basics
Confused when it comes to managing your money? Learn how to save, budget, get out of debt, and more.
Can You Handle the Cost of Having a Baby?
From the delivery to diapers and childcare, babies can be costly. Make sure you know what it takes to financially support a child.
3 Ways to Protect Yourself When Loaning Money
Whether it’s for an overdue bill or to fund a new business, a relative will ask for financial help at some point. Follow these tips for a smoother lending process.
3 Ways to Navigate Finances as a Couple
Three things to consider when sharing finances with your partner.
Some tips will be helpful reminders; other ideas will be new to you. Each tried-and-true strategy could save you $100 or more.
- Refinance. You’ve heard it before, but this is the easiest way to reduce your housing expenses substantially. Annual savings: $1,984 (These figures are based on the average U.S. house price of $272,000.)
- Appeal property taxes. If your house has lost value since it was last assessed, you could qualify for a lower annual bill. Annual savings: $1,400
- Get rid of your private mortgage insurance. As long as you have at least 20 percent equity in your house, you’re not required to have this coverage. Annual savings: $2,050