Money Management Tips and Finance Basics

Confused when it comes to managing your money? Learn how to save, budget, get out of debt, and more.

Family Matters

Navigating Finances as a Couple
Three things to consider when dealing with money in the context of a relationship.

4 Ways to Teach Kids About Money
Start your kids off right by teaching them about their finances early.

Helpful Tools

Tool: How Healthy Is Your Budget?
Are you allocating your monthly income wisely? Use this tool to find out.

Tool: Calculate Your Hourly Worth
Is it better to pay someone to do the job or to spend time doing it yourself? Find out how much an hour of your time is worth.

12 Ways to Ditch Your Debt

A step-by-step guide to paying down debt.

• Transfer your balance to a low-rate card. But only under certain circumstances. A zero percent teaser offer can be a good option if you plan to pay off your balance completely and you don’t charge anything else on the card. However, make sure that the lender is not charging any balance transfer fees, and beware: Terms can be changed at any time.
• Negotiate a lower rate. It’s possible if you have good credit.
• Close unused cards. If you never use a credit card, close the account and cut up the card to discourage identity theft. Make sure to get rid of newer cards first; a lengthy credit history with a single lender helps to improve your credit score.

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