Money Management Tips and Finance Basics

Confused when it comes to managing your money? Learn how to save, budget, get out of debt, and more.

  • Refinance. You’ve heard it before, but this is the easiest way to reduce your housing expenses substantially. Annual savings: $1,984 (These figures are based on the average U.S. house price of $272,000.)
  • Appeal property taxes. If your house has lost value since it was last assessed, you could qualify for a lower annual bill. Annual savings: $1,400
  • Get rid of your private mortgage insurance. As long as you have at least 20 percent equity in your house, you’re not required to have this coverage. Annual savings: $2,050
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