Secrets of Saving Money
Expert advice on your day-to-day finances.
Everyday Savings
5 Customer Loyalty Programs That Pay Off
Loyal-shopper membership programs—in which you pay an annual fee and receive benefits in return—can save you money, if you
choose wisely. Learn which leading online merchants offer the best perks.
10 Ways to Save Money With Technology
These easy-to-use programs, apps, and products work to save your wallet.
24 Hours of Savings
Sneaky Restaurant Strategies to Hike Up Your Bill
11 Money-Etiquette Issues
8 Surprising Ways to Save Your Credit Score
Anything for a Buck
How Has the Economy Affected You?
6 Products That Help Your Hair Color LastInsider Advice
How to Get Hotel Discounts
Learn money-saving secrets, such as how to get a free hotel-room upgrade, from an anonymous concierge.
How to Get a Cheaper Cup of Coffee
Get your caffeine fix for less with these money-saving secrets from an anonymous barista.
Get-Out-of-Debt Checklist
Does the old saying "Another year older and deeper in debt" ring too true? Take these steps now to reduce your debt and fix credit problems.
- Transfer your balance to a low-rate card. But only under certain circumstances. A zero percent teaser offer can be a good option if you plan to pay off your balance completely and you don’t charge anything else on the card. However, make sure that the lender is not charging any balance transfer fees, and beware: Terms can be changed at any time.
- Negotiate a lower rate. It’s possible if you have good credit.
- Close unused cards. If you never use a credit card, close the account and cut up the card to discourage identity theft. Make sure to get rid of newer cards first; a lengthy credit history with a single lender helps to improve your credit score.
