Secrets of Saving Money
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Robyn LehrExpert advice on your day-to-day finances.
- Lose the LatteA Starbucks latte will run you $3, but a misto (brewed coffee with steamed milk, as opposed to espresso with steamed milk) costs about $1 less per “tall” cup. If you prefer a stronger brew, order a short latte (50 cents cheaper), which has less milk but the same amount of espresso as a tall.
- Money-Saving Secrets From the ProsGet better deals when shopping, dining, decorating, entertaining, and more.
- 11 Money-Etiquette Issues, SolvedHow to finesse sticky financial situations involving friends and family.
- Managing Your Bills and SpendingCommon questions about finances, answered.
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Does the old saying "Another year older and deeper in debt" ring too true? Take these steps now to reduce your debt and fix credit problems.
- Transfer your balance to a low-rate card. But only under certain circumstances. A zero percent teaser offer can be a good option if you plan to pay off your balance completely and you don’t charge anything else on the card. However, make sure that the lender is not charging any balance transfer fees, and beware: Terms can be changed at any time.
- Negotiate a lower rate. It’s possible if you have good credit.
- Close unused cards. If you never use a credit card, close the account and cut up the card to discourage identity theft. Make sure to get rid of newer cards first; a lengthy credit history with a single lender helps to improve your credit score.
How to Organize Your Bills
Watch organizing expert Jodie Watson show you how to keep your paperwork in order.
