The Facts Behind 12 Money Myths
Myth: Using Cash Is Better Than Using Credit Cards to Track Your Spending
Truth: Although keeping and spending only finite amounts of cash works for some people, we recommend making your purchases on debit
and credit cards in order to track them more efficiently in The Money Center. Once you link your accounts to our free tool, it will keep track of and even categorize every purchase you make.
Plus, credit cards offer protections like insurance for purchases, travel insurance and the ability to dispute charges. We only recommend going cash-only if you have trouble controlling your spending. If you're at that point, consider taking our Take Control Bootcamp, a free email program that will put you firmly back in charge of your finances. (And if you do find yourself on a cash-only program, you can enter those expenses manually into The Money Center.)
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So maybe you can’t change your health overnight. But you can get a head start.