Cash Envy: “She Can Always Say Yes”
What it might look like: One of the hardest parts of being on a strict budget is having to say no when too-expensive opportunities present themselves. That dinner, that weekend ski trip, that taxi. But wait … how come “that” friend can always afford to say yes?
What to remind yourself: Unfortunately, nobody posts Facebook status updates crowing, “I was a good money manager this weekend.” The truth is, you’re also saying yes—just to different things. You’re saying yes to being without debt, yes to a worry-free retirement, yes to buying a home someday … or whatever you consider your biggest financial goals.
And if you can’t quash your envy, channel it into something productive. “Having a little cash envy is actually a good thing,” explains Krakower, “because it can drive you to work hard and succeed.” If you want to say yes to everything, too, how will you increase your disposable income?