How to De-Clutter Your Wallet
A Non-Password Protected Phone
If your cell phone allows you to password protect it—do so! Smart phones may provide instant access to bank accounts, PayPal accounts, medical records and more. A phone with email capability alone could mean access to account numbers or credit card numbers from e-commerce receipts. This way, a thief can wipe your phone's memory, but he'll never have access to your valuable information.
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If your dark circles aren’t quite this adorable, you don’t have to grin and bear it. Try these (en)lightening strategies to minimize them.