How to Improve Your Credit Score

Follow these 7 steps to maintain or boost your credit number.

Credit Score Basics

This article originally appeared on LearnVest.com.

Sure, we’d feel like dynamite if we managed to have a perfect credit score, but actually getting a perfect 850 is pretty much unattainable. 760 is the golden standard of “excellent” credit, but sometimes even that seems like just a dream.

Raising your credit score isn’t about waiting around idly for the credit bureaus to think you’ve got a longer and more impressive credit history. Last year, LearnVest brought you 9 ways to raise your credit score immediately. This year, they caught up with Credit Karma for an update on the newest advice to fit current trends.

Whether you’re trying to raise your score or maintain your top-notch report, here are the newest ways to see an immediate change in that magic number.