This article originally appeared on LearnVest.com.
We don’t want you to be that person who’s standing in line at the post office the day that taxes are due. But, we know that sometimes life happens.
So, wipe off that sheepish expression and make sure that you have all your financial ducks in a row.
Here’s what to do if you’re filing last-minute:
File for an Extension
You don’t even have to tell the IRS about the coffee-induced all-nighter you pulled to get your taxes in order. Just fill out IRS Form 4838 and submit it on paper or by e-filing. It’s easy, and the IRS grants extensions automatically. Note that an extension of time to file is not an extension of time to pay.
Don’t Let Lack of Money Keep You From Filing
If you’ve been holding off on filing because you can’t pay everything all at once, consider applying for an installment agreement, which will let you pay your taxes over time. It costs $105 to set up the plan, but that price is lowered to $52 if you let the IRS withdraw your funds electronically. For more info, check out IRS Form 9465.
Verify Your Bank Info Before You Submit
Filing your taxes electronically is incredibly convenient—and allows the IRS to directly deposit your refund into your bank account, giving you access to the money sooner. That said, be very careful when you submit your routing and account numbers. You don’t want your money to get lost on its way to you!