Earning Miles, Points and Cash Back
If you haven’t started using cards that reward you for spending with airline miles, points or cash back, you’ve missed the boat.
No matter how your credit card rewards you (it’s usually in something like miles, points or cash back), the systems generally work the same: For every predetermined amount you spend, you’re given credit that you can redeem for some sort of reward, like a plane ticket, a night at a hotel or simply a check.
Before choosing a card with the right rewards for you, you’ll want to compare your options to see which is the best fit: Sites such as Credit.com and Credit Karma can help with that.
And of course, this isn’t an excuse to overspend in pursuit of a few points. But look at it this way: If you’re going to spend money on your credit card anyway, you might as well be rewarded for it.