6 Times Credit Cards Can Help You Financially
A version of this article originally appeared on Learnvest.com.
Credit cards are awfully tempting.
Hand over your card, get your new car/designer jeans in return, and your wallet stays just as full as it was before you made your purchase. Who can resist?
Not all of us: According to a nationwide survey by LearnVest and Chase Blueprint, the average respondent had $5,000 in credit card debt and confessed that that debt was the biggest obstacle standing between her and her financial goals.
But there are also plenty of people who use credit responsibly: There are men and women out there living below their means, who own a few credit cards and rarely if ever carry a balance from month to month.
And, when used that way, a credit card can be a very good thing indeed. In fact, credit cards can actually benefit your finances in a few different ways, from helping you budget to scoring you free stuff, just for paying with them.
To see exactly when a credit card can help you, read on.