New Year, New You
It’s 2014! Start the year off right with small, manageable changes to your lifestyle.
7 Health Resolutions Made Easier
Skip extreme resolutions in favor of small, smart health changes you can actually stick to.
9 Secrets of Motivated People
Real-life strategies that will help you to actually accomplish the goals you’ve set for yourself this year.
5 Ways to Increase Your Willpower
The following five strategies will help you hold your ground—no matter what temptations are luring you in the opposite direction.
Do these 11 things this month and start 2014 off on the right financial foot.
- Rebalance your portfolio. Making sure that your asset allocation is in line with your investment goals is an essential part of managing a portfolio. The beginning of the year is an opportune time to do it, and the process may take only a few minutes.
- Track your spending. Whether you use a software program (such as Quicken) or pen and paper, you need to know where your money is going. Break your expenses down into categories—like utilities, insurance, entertainment, and clothing—to identify where you can scale back.
- Set short- and long-term financial goals. Whether you want to be debt-free in 10 years or own a house in five, you’re more inclined to save if you have specific goals. So write them down and determine how much money you’ll need to save each month to reach them.