New Year, New You

It’s 2012! Start the year off right with small, manageable changes to your lifestyle.

Resolving Power

Health Resolutions Made Easier
Skip extreme resolutions in favor of small, smart health changes you can actually stick to.

9 Secrets of Motivated People
Real-life strategies that will help you to actually accomplish the goals you’ve set for yourself this year.

New Attitude

10 Truths I Wish I’d Known Sooner
Her friends and family tried to guide her. But it was only through years of rich experience that she grasped the realities of life.

5 Things Worth Admitting To
In this era of constant tweets and status updates, here’s what’s really worth sharing.

Your New Year Money Checklist

Do these 11 things this month and start 2012 off on the right financial foot.

• Rebalance your portfolio. Making sure that your asset allocation is in line with your investment goals is an essential part of managing a portfolio. The beginning of the year is an opportune time to do it, and the process may take only a few minutes.
• Track your spending. Whether you use a software program (such as Quicken) or pen and paper, you need to know where your money is going. Break your expenses down into categories—like utilities, insurance, entertainment, and clothing—to identify where you can scale back.
• Set short- and long-term financial goals. Whether you want to be debt-free in 10 years or own a house in five, you’re more inclined to save if you have specific goals. So write them down and determine how much money you’ll need to save each month to reach them.

View The Entire Checklist