Financial Questions to Ask Your Spouse Before the Wedding
Are you a spender? Is he a saver? Here's how to work out your financial plan now.
7. Do you use credit cards for everyday expenses?
Using credit cards for everyday expenditures, such as lunch, does not show a wise use of dollars. If the credit-card bill
is not paid in full every month, you could get slammed with interest fees.
8. Do you pay your credit-card balance in full each month?
If so, this shows that you or your partner has control over spending and credit-card use. If the answer is no, encourage him
to pay as much as possible each month, or do so yourself, if this has not been your habit. Making only the required minimum
payments can show that you don’t have adequate control over your credit or the means to manage it.
9. Have you ever maxed out your credit cards?
Spending to the limit may negatively affect your debt-to-credit ratio on your credit reports and, again, can show that your
partner is not well prepared financially or organized.
10. Do you do research before making major purchases?
A man who does his homework before making big purchases knows he can save a lot of money and get a quality product. If you
are the one doing all the research, it will impress him to know how savvy you are.
11. Do you keep receipts?
It’s important to save receipts for accounting purposes, especially around tax time. They are also invaluable in helping you
keep track of your spending and accounts.
12. What are your debts?
You don’t marry just the person; you also marry his debts and financial obligations. Find out about any debts or liens your
fiancé may have acquired, which will affect your own financial status and future.