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Wedding Planning and Budget Basics

Financial Questions to Ask Your Spouse Before the Wedding

Are you a spender? Is he a saver? Here's how to work out your financial plan now.

Silver gift boxesDebra McClinton

7. Do you use credit cards for everyday expenses?

Using credit cards for everyday expenditures, such as lunch, does not show a wise use of dollars. If the credit-card bill is not paid in full every month, you could get slammed with interest fees.

8. Do you pay your credit-card balance in full each month?

If so, this shows that you or your partner has control over spending and credit-card use. If the answer is no, encourage him to pay as much as possible each month, or do so yourself, if this has not been your habit. Making only the required minimum payments can show that you don’t have adequate control over your credit or the means to manage it.

9. Have you ever maxed out your credit cards?

Spending to the limit may negatively affect your debt-to-credit ratio on your credit reports and, again, can show that your partner is not well prepared financially or organized.

10. Do you do research before making major purchases?

A man who does his homework before making big purchases knows he can save a lot of money and get a quality product. If you are the one doing all the research, it will impress him to know how savvy you are.

11. Do you keep receipts?

It’s important to save receipts for accounting purposes, especially around tax time. They are also invaluable in helping you keep track of your spending and accounts.

12. What are your debts?

You don’t marry just the person; you also marry his debts and financial obligations. Find out about any debts or liens your fiancé may have acquired, which will affect your own financial status and future.

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Talk to your venue before renting any items. Ask if you’ll be charged additional fees for using outside vendors and if the site can accommodate additional setup and breakdown time for special lighting, ceremony chairs, or hanging lanterns.