Shown from left:

QVC, $174

Real Italian coins hang from a 14-karat-gold bracelet in a mix of tones that will look rich with any outfit.
To Buy: www.qvc.com.

Wendy Mink, $145

Turquoise, agate, and other gemstones look modern and organic on thin, 22-karat-gold–vermeil chain links.
To Buy: www.wendyminkjewelry.com.

Pilgrim, $38 (bracelet), $10 to $42 each (charms)

Build your own. Start with a gold-plated bracelet and clip on charms from A (animals) to Z (zodiac signs).
To Buy: 202-298-8006.

C.H.A.R.M, $430 (bracelet), $220 (charm)

The acorn dangling from these delicate 14-karat-gold links can hold a bit of perfume-scented cotton, releasing fragrance all day.
To Buy: www.charmco.com.

Robert Lee Morris, $475

One of the sterling-silver hearts is inscribed with an Andy Warhol quotation: “People should fall in love with their eyes closed.”
To Buy: 212-431-9405.