Steven Guarnaccia
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Track you spending for one week and transfer the totals to this log created by Jill Gianola, a certified financial planner and the author of
The Young Couple's Guide to Growing Rich Together (McGraw Hill Trade, $10 on
www.amazon.com).
For 17 fast, easy strategies that could save you $5,000 this year, see
Your One-Day Financial Makeover.