Your Mail
The Leak: Filing a permanent-change-of-address form with the U.S. Postal Service. When you declare a permanent move, the postal service passes along your new address to direct marketers (that is, junk mailers) who pay a licensing fee to use the National Change of Address database. They can update your profile in their databases to keep cluttering your mailbox with “special offers.”
The Plug: Instead, file a temporary change of address. Doing so will ensure that your mail is forwarded for 12 months more than enough time to contact individually the people and businesses you need to receive mail from.
The Leak: Prescreened offers of credit or insurance. Identity thieves may intercept these and, with the right additional information, apply for credit under your name.
The Plug: Opt out of receiving these offers by calling 888-567-8688 or going online to
www.optoutprescreen.com. With a single request, you can halt preapproved offers of credit or insurance that are based on information from the consumer credit-reporting companies: Equifax, Experian, TransUnion, and Innovis.
The Leak: Catalog orders. You ordered one cable-knit sweater, and now your mailbox is jammed with catalogs you don’t want.
The Plug: Opt out of catalog mailing lists through Abacus, which compiles a database shared by catalog and publishing companies. To do so, write to Abacus, P.O. Box 1478, Broomfield CO 80038, or e-mail
optout@abacus-direct.com. Include the full name of everyone in your house who should stop receiving unsolicited catalogs, your current address, and your previous address if you’ve moved recently.