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26 Safeguards Against Identity Theft

26 Safeguards Against Identity Theft
Paul Wearing
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Prevent ID Theft via Your Mail
Don't:
  • Have checks sent to your mailbox. If you receive a monthly check, consider using direct deposit so it goes straight into your bank account. At the very least, have the checks mailed to a secure box at your local post office.
  • Have new blank checks sent to your mailbox. Pick them up at the bank in person.


  • Do:
  • Use a secure mailbox. "Those quaint red flags on many mailboxes are known as the �come and steal my mail' flags," says Linda Foley, an identity-theft victim who now runs the Identity Theft Resource Center (www.idtheftcenter.org). Consider a lockbox or a mail slot that empties into your home. Don't leave bill payments out for the mailman to pick up, either. Put them in a secure mailbox, or drop them off at the post office.
  • Check your monthly bills and statements for suspicious charges. If you aren't getting a bill, this may be a sign that someone has stolen your account and had the billing address changed so you wouldn't notice their unauthorized charges.
  • Shred. Identity thieves riffle through garbage looking for discarded bills, bank statements, credit-card receipts, and anything else that might contain information that could help them access your accounts or open a new one.
  • Reduce the amount of junk mail you get. Whenever you open an account — credit card, bank, on-line shopping — request that the business not share your info. To stop delivery of most junk mail, register with the Direct Marketing Association�s Mail Preference Service at www.dmaconsumers.org
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