If you’re spending your savings to keep up with your pocketbook addiction, it’s time to consider Bag Borrow or Steal (www.bagborroworsteal.com). For a monthly fee — anywhere from $20 to $100, depending on the brand name — you can rent the latest handbags from companies such as Coach, Burberry, and Fendi, and return them whenever you want (safely before they become “so last season”). If you love a bag so much that you don’t want to return it, you can buy it at a discount. Now your new designer tote won’t hold a sad, empty wallet.