You don't have enough frequent-flier or hotel-loyalty points for a flight or a night in a hotel? Here are some other options.

Options

MileDonor.com, www.miledonor.com
Here you’ll find 80 charities that accept point donations from 17 frequent-flier and hotel-loyalty plans.

Points.com, www.points.com
This site offers more than 3,600 exchange options (trade 5,889 American Airlines miles for $25 at Starbucks). It isn’t free ($10 a trade, or $30 a year), but you might find something you can use.

United Mileage Plus, www.united.com/mileageplus
Redeem United miles for music downloads from Sony Connect. Get 100 tracks for 10,000 miles.