Filing an insurance claim after a disaster can be a disaster in itself. Take steps now to make sure you have all the documentation you need for a speedy and complete recovery. For your own repair and renovation purposes, include paint strips, carpet and wallpaper samples, and fabric swatches. Just as important as keeping good records is keeping them protected — off the premises or in a fire-resistant filing cabinet. Update records after major renovations or big purchases, advises Kip Diggs, a spokesman for State Farm Insurance.

Real Simple suggests you keep a home-inventory book. For insurance purposes, include:

Receipts for major purchases and structural improvements

If you are missing a receipt, write down the manufacturer, the model number, the date of purchase, and the price.

Photos of items (a video works, too)