If you just get too much mail, demand that direct marketers remove your name from their databases. Contact the Direct Marketing Association at www.the-dma.org and register with its mail preference system ($5 per person for on-line registration; free by mail). Then call the National Opt Out Center, 888-567-8688, to have your name removed (free of charge) from the lists that the four largest credit-reporting agencies sell to direct-mail companies.