Money-market funds are the best parking spots for cash. Keep a small amount of cash at home for minor emergencies.

BANK MONEY-MARKET RATES
To get rate information on FDIC-insured bank money-market accounts, visit www.bankrate.com.

RATES AT BROKERAGE FIRMS
Visit www.ibcdata.com for a list of the highest-yielding money-market funds. Initial deposits range from $1 to $50,000.

OPENING AN ACCOUNT
Contact a brokerage firm such as Fidelity (www.fidelity.com) or Charles Schwab (www.schwab.com).

HOME SAFES
Check out models and prices at www.centurionsafes.com and www.sentrysafe.com.