How do you shave minutes off your daily routine?

My top-nine ways to save time:

1. Plan it, write it down, and keep the list with you.
2. Multitask within reason.
3. Know it's OK to say no.
4. Plan meals that cook themselves (get out the Crock-Pot).
5. Use e-mail and voice mail for making plans.
6. Use the Internet for shopping and travel planning.
7. Group errands together to minimize car time.
8. See movies and eat at restaurants during non-prime-time hours.
9. Listen.

This tip comes from Real Simple reader JANICE KNUTSON, St. Charles, Illinois