Money-Saving Holiday Survival Guide

Holiday Gift Budget Worksheet

Create a debt-defying holiday shopping plan. 

Wrapped holiday giftsKana OkadaRealSimple.com

It's way too easy to go overboard during the season of giving. Need to keep your holiday and Christmas shopping in check? Use this budget worksheet to set a limit and to calculate how much to spend on gifts for everyone on your list.

Open the Holiday Gift Budget.

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Appetizers

For easy hors d'oeuvres, lay out cured meats, cheeses, bread, olives, and cornichons.