At a Hotel
Who's on call: An M.D.
Services offered: Everything you could get from your primary-care physician, in the privacy of your room.
The details: Some major hotel chains, including Four Seasons Hotels and Resorts and the Morgans Hotel Group, typically have a doctor available around the clock. You’ll usually begin with a phone consultation, and depending on your symptoms, the doctor may give you a full exam in your room. He might bring along frequently prescribed drugs to save you a trip to a pharmacy or wheel in a mobile X-ray or ultrasound machine. If your hotel doesn’t have a doctor on call, go to innhousedoctor.com to find a medical professional who makes hotel visits.
Cost: Fees for in-room examinations with an on-call doctor may be more expensive than an office visit at home. These doctors may not accept your insurance, and full payment is due at the time of the appointment. But they should be able to give you a bill that you can submit to your health-care plan for possible reimbursement. Some exotic or luxury resorts, such as the Irotama Resort, in Santa Marta, Colombia, operate full-time medical centers located on the hotel properties that guests can use for a small fee (about $2). “The hotel picks up the rest of the bill,” says Jose David Florez, the physician at the resort.