Basic Accessories

• done!Diamond studs.

  The only earrings you’ll ever need to own. They’ll definitely set you back, but they will never go out of style.

• done!Black or brown leather handbag.

  It won't get as dirty as a print or light tone and it will pair with all colors.

• done!Nylon rain hat.

  Combines practicality with sleek contemporary style.

• done!Ring closure belt.

  With no holes, it’s very easy to adjust to your particular shape.

• done!Loafers.

  Comfortable, and they look smart with almost everything.

• done!Tank watch.

  Has the elegance of a bracelet with the practicality of, well, a watch. Band choice is purely personal preference—black, white, silver, or stainless steel are all classic wristbands.

• done!Cashmere scarf (pashmina).

  This wrap has evolved from a passing fad to a wardrobe staple.

• done!Rain boots.

  They look as good splashing through puddles on a dirt road as they do with a knee-length skirt out on the town.

• done!Tote bag.

  A practical companion, whether you’re walking to the office, heading to the beach, or scouting flea markets.

• done!Colorful handbag.

  A surprisingly versatile way to kick up neutral outfits. Stick to classic shapes such as the bucket or hobo.

• done!Small rolling suitcase.

  For short vacations or long-weekend getaways.

• done!Overnight bag.

  Keep a moderately sized bag on hand for quick jaunts.

• done!Umbrella.

  A full-size one will likely keep you drier, but a compact umbrella can easily fit in a handbag or tote.

• done!Neutral sling-back heels.

  Own at least one pair of neutral heels—they’re extremely versatile and perpetually in fashion.

• done!Sleek sneakers.

  Now streamlined and available in powerhouse colors, sneakers are like sportier ballet flats: Just slip them on with jeans or pants and go.

• done!Leather belt.

  A black or brown belt is a style perennial.

Fall Accessories

• done!Leather gloves.

  More sophisticated than mittens, they also last longer.

• done!Riding boots (flat leather boots).

  Invest in a black or brown pair to give your fall wardrobe extra polish.

Winter Accessories

• done!Snow boots.

  Think of both comfort and lifestyle when choosing a pair, from outdoorsy and rugged to sleek and fur-lined.

• done!Earmuffs.

  While these may not be for everyone, they’re a great alternative to a plain cable-knit winter hat.

• done!Leg warmers.

  Great to wear with boots—or with a coat that just grazes the middles of your calves.

Spring Accessories

• done!Striped tote.

  Pick cheerful stripes to reflect the brightness of the season.

• done!Colorful heels.

  Give your neutral footwear a rest in the spring and bring a classic khaki skirt or pants to life with vibrant heels.

Summer Accessories

• done!Casual hat.

  Perfect (and sensible) for the beach, and always a good idea for those who need to shield color-treated hair from the sun.

• done!Silk scarf.

  Wear it on your head, around your neck, as a belt, or a bandeau—or simply tie it onto a handbag strap.

• done!Cloth belt.

  A nice change from the dark leather belt you use throughout the colder seasons; a color or pattern pairs well with white jeans or shorts.

• done!Sarong.

  An exotic and attractive cover-up for the Caribbean—or the community pool.

• done!Straw basket.

  Looks good in the city, in the country, at the beach.

• done!Accented sandals.

  Spice up any summer outfit with beaded or jeweled slip-ons.

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