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Diamond studs. The only earrings you’ll ever need to own. They’ll definitely set you back, but they will never go out of style.
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Black or brown leather handbag. It won't get as dirty as a print or light tone and it will pair with all colors.
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Nylon rain hat. Combines practicality with sleek contemporary style.
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Ring closure belt. With no holes, it’s very easy to adjust to your particular shape.
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Loafers. Comfortable, and they look smart with almost everything.
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Tank watch. Has the elegance of a bracelet with the practicality of, well, a watch. Band choice is purely personal preference—black, white,
silver, or stainless steel are all classic wristbands.
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Cashmere scarf (pashmina). This wrap has evolved from a passing fad to a wardrobe staple.
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Rain boots. They look as good splashing through puddles on a dirt road as they do with a knee-length skirt out on the town.
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Tote bag. A practical companion, whether you’re walking to the office, heading to the beach, or scouting flea markets.
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Colorful handbag. A surprisingly versatile way to kick up neutral outfits. Stick to classic shapes such as the bucket or hobo.
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Small rolling suitcase. For short vacations or long-weekend getaways.
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Overnight bag. Keep a moderately sized bag on hand for quick jaunts.
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Umbrella. A full-size one will likely keep you drier, but a compact umbrella can easily fit in a handbag or tote.
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Neutral sling-back heels. Own at least one pair of neutral heels—they’re extremely versatile and perpetually in fashion.
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Sleek sneakers. Now streamlined and available in powerhouse colors, sneakers are like sportier ballet flats: Just slip them on with jeans
or pants and go.
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Leather belt. A black or brown belt is a style perennial.