The Skirt

Waderlust + Co Necklace 
Opaque plastic-resin beads are soft and dreamy here, but put them against a color and they’ll pop.

To buy: $49, wanderlustandco.com.

Ann Taylor Sweater 
Why suffer through goose bumps? A fuzzy angora pullover will keep you looking festive in the frosty air.

To buy: $50, 800-342-5266.

Worthington Skirt
You actually don’t want the shades to match exactly (hello, nurse!). This ridiculously inexpensive polyester skirt contrasts just enough with the top.

To buy: $25, jcp.com.

Aldo Pumps 
White shoes can feel dated—and attract dirt. Opt for a neutral, like this patent-leather pair.

To buy: $65, zappos.com for info.